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In this episode of Reinventing Insurance, Rob Schimek, founder and group CEO of bolttech, shares his journey from working in leading insurers to building a global Insurtech unicorn. Rob explains how his experience inside large incumbents shaped bolttech’s strategy, and why the company focuses on closing the global protection gap rather than disrupting the industry for its own sake. The conversation explores how ecosystems, embedded insurance, and AI are reshaping the role of insurers from claim payers to problem solvers. Rob also shares his partnership playbook, his views on online safety and cyber risk, and his advice for the next generation of insurance talent on using AI wisely while maintaining balance in life and work.