Why Most Americans Are Quietly Going Broke — and Don’t Even Know It Yet скачать в хорошем качестве

Why Most Americans Are Quietly Going Broke — and Don’t Even Know It Yet

If the average American was a business, we’d all be bankrupt. In this video, I’m breaking down exactly why most people — even those making six figures — are living in the red without realizing it. I’ll show you how to build your own personal profit and loss statement, just like a business does, so you can actually see where your money’s going every month. Then we’ll get into what’s really happening in the economy — credit card debt, HELOCs, inflation, and why the numbers don’t add up anymore. This isn’t another motivational video. It’s a reality check. --- Chapters 00:00 – The Harsh Truth & What I’ll Show You 00:00:24 – Build Your Personal P&L (household math, fixed vs variable) 00:03:00 – The Credit Card Cycle (stimulus → higher limits → living on credit) 00:06:09 – Indicators Flashing Red (delinquencies, unemployment, the Fed) 00:07:00 – Overleveraged Homes: HELOCs & quiet pain 00:08:06 – What I’m Seeing & What To Do Next (real cases, how we can help) --- What You’ll Learn How to build a simple personal profit and loss statement Why even six-figure earners are living paycheck to paycheck The real reason credit card balances keep hitting record highs How inflation is quietly stealing your income What you can do today to get back in control --- If you’re ready to get clear on your finances and want a real plan, my team and I can help. Fill out the form in the bio or comment “Plan” below, and we’ll reach out. --- #finance #economy #debtcrisis #realestate #inflation #creditcards #financialeducation #tonypelayo #homeloancoachtony #financialfreedom #mortgage #investing #money