Your UK State Pension Gets Frozen When You Retire Abroad скачать в хорошем качестве

Your UK State Pension Gets Frozen When You Retire Abroad

If you have worked in the UK for decades and paid National Insurance (NI contributions), you may not realise this major rule before you retire abroad. You could quietly lose £50,000–£70,000+ in UK State Pension increases over the next 20+ years simply depending on where you retire. In the UK, the State Pension usually rises yearly under the Triple Lock, but in some countries your pension becomes a frozen UK State Pension, locked at the day’s rate forever. This video explains the UK pension abroad rules, which countries are uprated, and how to plan smarter for retirement planning overseas. I break down: ✅ Which countries keep getting UK State Pension increases (uprated pensions) ❌ Which popular retirement countries will freeze your pension 📌 Why so many diaspora retirees planning to “go back home” get caught out 💡 The 3 smart questions you must ask before choosing where to retire abroad 📌 Watch next: How the UK government tracks you when claiming your pension abroad - https://studio.youtube.com/video/Hy2V... ⏱️ Timestamps (Chapters) 00:00 – The retirement mistake that can cost you £50k+ 00:32 – Why I made this video (subscriber question) 01:06 – The bigger issue: what happens once the UK knows you’re abroad 01:26 – The truth about the UK State Pension abroad 01:34 – What the Triple Lock means in the UK 01:43 – How your pension changes when you retire overseas 01:54 – ✅ Countries where your State Pension STILL increases (good news!) 02:08 – Europe favourites: Portugal, Spain + why they’re smart retirement choices 02:48 – Comment check: is Europe your retirement plan? 03:01 – ✅ Non-European countries where pensions are still uprated 03:53 – ❌ Countries where your pension is FROZEN (diaspora warning!) 04:07 – Nigeria, Ghana, South Africa & more… the pension trap 04:17 – Australia, Canada, New Zealand (yes, even them!) 04:23 – Thailand shocker 😳 04:31 – What “frozen at the day’s rate” really means 05:02 – If you return to the UK later: what happens? 05:31 – How to think smarter before choosing a retirement destination 05:36 – The 3 key questions retirees MUST ask 06:00 – Thriving vs surviving abroad 06:20 – Like + subscribe if this saved you from a mistake 06:41 – Final question: where are you retiring to? #UKStatePension #RetireAbroad #UKPension #DiasporaRetirement #PensionAdvice #RetirementPlanning#MovingAbroad #ExpatLife #PortugalRetirement #SpainRetirement #NigeriaDiaspora #GhanaDiaspora#RetireToAfrica #FinancialFreedom #PensionFrozen #TripleLock #CostOfLiving #AfroMumAbroad