Self Employed...Don’t File Your Taxes Yet If You Want to Buy a House in Florida скачать в хорошем качестве

Self Employed...Don’t File Your Taxes Yet If You Want to Buy a House in Florida

Are you self-employed and planning to buy a home in Florida this year? STOP before you file your tax returns! 🛑 There is a massive conflict between paying less in taxes and qualifying for a mortgage. In this video, I break down exactly how lenders look at your Schedule C, the "net income" trap that kills deals, and the secret "add-backs" we use to boost your borrowing power. We also cover what to do if you’ve already filed or have too many write-offs (hint: Bank Statement Loans might be your answer). 📅 Schedule Your Pre-Filing Strategy Call: [Link to your calendar or website] 📞 Contact Taylor Ard (NMLS 370856): Call/Text: 813-766-1048 Email: TaylorA@TFhomeloans.com 📍 Topics Covered: 0:00 - Intro: The Conflict Between Taxes & Mortgages 1:30 - The "Net Income" Myth (Gross Revenue doesn't matter!) 3:30 - Mortgage Hacks: Using "Add-Backs" to Qualify 5:30 - The 2-Year Rule & Florida Market Realities 7:00 - Denied? Try a Bank Statement Loan (Non-QM) 8:30 - Why You Should Call Me Before You File 🔑 Key Concepts: Schedule C Income: How lenders analyze line 31. Add-Backs: Depreciation, business use of home, and mileage. Bank Statement Loans: Qualifying without tax returns. Florida Real Estate: Buying in Tampa, Miami, Orlando, and beyond. About Taylor Ard: For 21 years, I’ve focused on providing a dedicated, one-on-one mortgage experience to help you move from application to closing with total clarity and confidence. Specializing in self-employed borrowers and complex income scenarios in the Florida market. #SelfEmployedMortgage #FloridaRealEstate #MortgageTips #SmallBusinessOwner #BankStatementLoan #FloridaHomes #TaxSeason2025 #TaylorArdMortgage Disclaimer: I am a licensed Loan Officer (NMLS 370856), not a CPA. This video is for educational financing purposes only. Always consult a tax professional for tax advice.