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What stories are going to drive the economy and the market this year? Malcolm Ethridge and Ricky Mulvey discuss: • De-dollarization: Why central banks are buying gold and what it means for the U.S. dollar's reserve currency status. • AI profitability: Do AI projects need to start generating cash in 2026? • A Recession-proof investing myth: Why alcohol stocks aren't the defensive play they used to be. • Bitcoin and HODL (Hold On for Dear Life): Does BTC deserve "hold forever" asset status? • Economic observations from Australia: What Ricky’s trip Down Under revealed about the global economy Question/comment on the show? Email us at thistimepod at gmail dot com. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast. Hosts: Ricky Mulvey, Malcolm Ethridge Engineer: Tim Sparks Disclosures: The information provided is for educational and informational purposes only, does not constitute investment advice, and should not be relied upon as such. It should not be considered a solicitation to buy or an offer to sell a security. The views expressed in this commentary are subject to change based on market and other conditions. This video may contain statements that may be deemed forward‐looking statements. Please note that any such statements are not guarantees of any future performance and actual results or developments may differ materially from those projected. Any projections, market outlooks, or estimates are based upon certain assumptions and should not be construed as indicative of actual events that will occur. Investments in securities and insurance products are: NOT FDIC-INSURED | NOT BANK-GUARANTEED | MAY LOSE VALUE