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Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclass Investing Platform I use is Trading 212: Use the promo code NISCHA to get a free share worth up to £100: https://nischa.me/trading212 Most of what we do with our money everyday is unconscious. In this video I share the most common bad money habits and how you can break out of them. MY PRODUCTS: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📙 Financial Wellbeing Toolkit: https://nischa.me/plan MY FAVOURITE APPS: 📈 Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 💰 Investing Platform US (Webull): https://nischa.me/webull 📊 Welcome bonus of up to £50 when you invest at least £100: https://nischa.me/investengine 🟣 Best ISA and savings accounts: https://nischa.me/plum CONNECT WITH ME: 🌍 My website: https://nischa.me 📸 Instagram: / nischa.me ⌚️Timestamps: 00:00 - Intro 00:28 - Paying Yourself Last 01:53 - Bad Debt 02:31 - Buffer 03:17 - Income & Expenses 03:57 - Spending 04:48 - Saving 05:37 - Taxes 06:56 - Waiting too long to invest 07:59 - Not caring 🧡 DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply