35 Years Old with $0 Saved? Here's How to Build $1 Million by Retirement скачать в хорошем качестве

35 Years Old with $0 Saved? Here's How to Build $1 Million by Retirement

Are you 35 years old with nothing saved for retirement? Don't panic - you're not alone, and it's definitely not too late! In this video, Dustin from Jazz Wealth Managers (ranked #36 Best Advisor by USA Today) breaks down exactly how to go from $0 to $1 million by retirement age, even if you're starting in your mid-30s. What You'll Learn: The realistic $350/month investment strategy that can build $1M by age 65-70 Why growth investments beat dividend stocks when you're playing catch-up The importance of tax-advantaged accounts and automatic investing How to calculate your specific retirement number (not just generic formulas) Why weekly investing beats monthly contributions The hidden costs that are sabotaging your savings potential Key Takeaways: Average American under 35 has only $37K saved NASDAQ historically outperforms S&P 500 (12% vs 10% average returns) Starting at 35: $350/month can grow to $1M+ by retirement Starting at 45: You'll need $700+/month for the same result Focus on eliminating high-interest debt first Employer 401k match = instant 100% return Don't let lifestyle creep and rising costs derail your future. The best time to start investing was 10 years ago - the second best time is RIGHT NOW. Ready to get started? Jazz Wealth Managers works with people at every stage, not just millionaires. Contact us to create your personalized catch-up strategy. 👍 Like this video if it helped you realize it's not too late to build wealth! TIMESTAMPS: 0:00 - Introduction & Jazz Wealth Managers ranking 0:30 - Why we work with beginners (not just millionaires) 1:04 - The reality: Most people aren't satisfied with savings 1:55 - New financial life overview tool preview 2:45 - Why cost of living affects your ability to save 3:05 - Problems with generic retirement formulas 3:18 - Average savings reality: $37K under age 35 3:55 - The NASDAQ example: $350/month strategy 4:36 - Timeline breakdown: 35 to 65 results 4:52 - Why starting at 45 requires doubling contributions 5:11 - Growth vs dividend investments for catch-up 5:28 - Credit card debt priority (the "garbage") 6:10 - Lifestyle creep vs inflation costs 6:49 - Working until 70: Part-time options 7:24 - Tax-advantaged accounts strategy 7:44 - Action plan overview 8:08 - Calculate your specific number 8:34 - Automatic investing importance 8:47 - Weekly vs monthly investing tip 9:02 - Growth investments emphasis 9:18 - Employer match is mandatory 9:38 - Increasing contributions with inflation 10:05 - Final takeaways and motivation Jazz Wealth Managers helps individuals and families achieve financial security through retirement planning and investing strategies. Our videos offer actionable guidance on navigating Roth IRA's, 401ks, IRAs, Social Security, and more. Whether you're approaching retirement or just getting started, learn how to make informed financial decisions for a prosperous future. Subscribe for more! #retirement #retirementplanning #dohstr8 --Ready to subscribe-- https://www.youtube.com/jazzwealth?su... For more information visit: https://www.jazzwealth.com/ --- Instagram @jazzWealth --- Facebook   / jazzwealth   --- Twitter @jazzWealth Business Affairs 📧[email protected] Jazz Wealth Advisors was recently ranked #36 among financial advisors in the USA by USA Today (Financial Pros) as of April 2025. This ranking was published on 04/22/2025 and was prepared by the Financial Pros without any compensation paid by Jazz Wealth Advisors. The ranking is based on advisors with an AUM of up to $500M. Rankings and recognition from rating services are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance. For more information about the methodology used in this ranking and other important disclosures, please visit USAToday.com. Jazz Wealth Advisors is a registered fiduciary investment advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.