Why immediate annuities leave you in poverty скачать в хорошем качестве

Why immediate annuities leave you in poverty

In this video we learn why it makes no difference whether the 4% spending rule "fails" or not. The annuity will fail you too! And in reality the 4% rule is an arbitrary line. If you have to live off of 3.4% to make your portfolio survive (and continue to work for you) then at least you won't have to live off of 2%, then 1.5%, then 1.34% with that immediate annuity. Immediate annuities are deceptively advertised as being "income for life that you cannot outlive". The REAL headline should be "taking a vacation at age 65 is more important than food and shelter at age 80". LINKS related to this video: http://www.usinflationcalculator.com/... http://pages.stern.nyu.edu/~adamodar/... http://seekingalpha.com/article/28262... http://vanguardblog.com/2010/08/21/do... If you need money advice then hire a fee-only fiduciary on a one-time or one-task basis. This video is not intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy, hold or sell, or as an endorsement, of any company, security, fund, product or other offering.