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Many believe they're middle class, but new data shows a shifting reality. This video uses real data to break down personal finance, helping you understand the true cost of living and navigate today's class divide. Improve your financial literacy and gain financial clarity to make smarter decisions and build lasting wealth. ⚠️ DISCLAIMER: I am not a financial advisor, CPA, or attorney. The content in this video is for educational and entertainment purposes only. I am sharing my personal experiences as an investor who has built a portfolio of more than half a million dollars, combined with research-backed financial information. My results are not a guarantee of your success. Investing involves risk, and you should always conduct your own due diligence or consult with a certified professional before making any financial decisions. 💰 Get your money working harder with these top tier financial accounts. 💸 SoFi Bank: Currently paying up to 4.0% APY (Variable Rate)! Earn up to a $300 Welcome Bonus! ➡️ Interest Rates are variable and subject to change at any point. 💰 Check Top High-Yield Savings Accounts: Compare and find the best HYSA for you. ➡️ 📈 Start Investing Today! Receive up to $1,000 in stocks! 💵 Protect Yourself From Inflation with a Gold IRA: Explore options for diversifying your retirement savings. ➡️ 🛠️ FREE Tools to Manage Your Money BETTER! Download these free, interactive templates to boost your financial journey: 🆓 Find out YOUR Real Freedom Number (Retirement Planner Template) 👉🏽 🆓 Automation Interactive Template + Tracker 👉🏽 📉 Save Money & Debt Management Find ways to keep more cash in your pocket. 🤑 Receive Cash Back with Rakuten: Shop through Rakuten and get money back on your purchases! ➡️ 💸 Budgeting Apps I Use ➡️ 🧠 Chat with a CERTIFIED Financial Advisor: Get personalized advice for your unique situation. ➡️ 🎥 Watch More Videos! Check out more of my videos in this helpful playlist: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. ➸ BUSINESS INQUIRIES ONLY: j.c.nidah@gmail.com . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. ➸ S U B S C R I B E … /@LearnMoneyWithJCNidah F T C D I S C L A I M E R : : Some affiliate links may be used above, meaning that I may receive a commission should you decide to click that link and make a purchase. My content is UNINFLUENCED by brands, PR products received, usage of affiliate links, or brand partnerships. THIS VIDEO IS NOT SPONSORED ⚠️ DISCLAIMER: I am not a financial advisor, CPA, or attorney. The content in this video is for educational and entertainment purposes only. I am sharing my personal experiences as an investor who has built a portfolio of more than half a million dollars, combined with research-backed financial information. My results are not a guarantee of your success. Investing involves risk, and you should always conduct your own due diligence or consult with a certified professional before making any financial decisions.