DSCR Loans in 2026: What Changed and Why It Matters for Investors скачать в хорошем качестве

DSCR Loans in 2026: What Changed and Why It Matters for Investors

DSCR loans have changed in 2026 — and most investors don’t realize how much easier they’ve become. In this video, I break down exactly how DSCR loans work, what’s changed with underwriting, pricing, and leverage, and why more investors are getting approved today compared to just a few years ago. You’ll learn: • Why DSCR is a business-purpose loan • How lenders qualify the property instead of the borrower • How DSCR ratios are being treated differently in 2026 • Why rates and pricing have improved • How some lenders are now offering 15% down DSCR loans, even on 2–4 unit properties If you’re an investor who’s capped out on conventional loans, has complex income, or wants to scale faster, this is a must-watch. 📌 CHAPTERS 00:00 DSCR Loans in 2026 – What Changed 00:15 What a DSCR Loan Actually Is 00:19 DSCR as a Business Purpose Loan 00:33 No DTI, No Job Verification, No Tax Returns 00:58 How Lenders Determine Rental Income (1007 Rent Schedule) 01:30 What a 1.0 DSCR Ratio Means 01:46 Why Lenders Are More Flexible on DSCR Ratios 02:41 DSCR Pricing vs Conventional Loans 03:15 Why DSCR Rates Have Improved 03:26 15% Down DSCR Loans Explained 03:56 What Properties Qualify for 15% Down 04:05 Final Thoughts on DSCR in 2026 🤝 WORK WITH ME If you’re looking to buy or refinance an investment property using a DSCR loan, I’d be happy to help. 📞 Call/Text: 650-906-2376 📧 Email: AClarence@NexaMortgage.com 🌎 I work with investors nationwide Drop a comment below with any questions — I personally respond. 🔍 HASHTAGS #DSCRLoans #RealEstateInvesting #RentalProperties #MortgageTips #RealEstateFinance #PassiveIncome #RealEstateInvestors #InvestmentLoans