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Selling life insurance, insurance sales training, final expense sales, lead based sales, and building a profitable insurance business are all covered in this episode of The Next Level (TNL) featuring Randall Baume. Randall shares how selling insurance helped him rebuild and grow his business, why agents don’t need to master every product before meeting with clients, and how real success comes from activity, experience, and building trust with families. This episode breaks down the importance of placement, how top producers pivot when underwriting changes, and why becoming a long-term advisor creates referrals, repeat business, and sustainable growth. If you want to improve production, strengthen your sales skill, or build a long-term career in insurance, this episode gives you the mindset and strategy behind top-level performance. 00:00 Intro & Randall’s Background 02:53 Work Ethic & Life As A Top Producer 03:29 Why You Don’t Need To Know Every Product 06:41 Learning Through Field Experience 08:21 Why Agents Lead With Americo 10:03 Pivoting When Clients Don’t Qualify 18:30 Building Confidence Through Activity 26:10 Product Knowledge vs Sales Skill 36:18 Becoming The Client’s Trusted Advisor 42:05 Generating Referrals & Warm Leads 48:05 Final Advice For Agents