Pensions & Roth Conversions: What To Plan For In Retirement скачать в хорошем качестве

Pensions & Roth Conversions: What To Plan For In Retirement

Did you know only 20% of people have a pension? If that's you and you're hoping to utilize Roth conversions in retirement, then you need to make sure you plan accordingly. In this episode of Joe Knows Retirement, Joe answers common questions about Roth converting with a pension, as well as discusses specific topics in retirement like social security and Medicare that can be impacted by Roth converting with a pension. Are you interested in applying to receive expert help in planning for your financial future? If so, you can apply at https://peakretirementplanning.com/sc... 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe’s book “I Hate Taxes”: https://keap.page/bsd964/toolkit-yout... 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/... 📞 Apply to talk with us: https://peakretirementplanning.com/sc... #retirement #retirementplanning #pension Timestamps: 00:00 Intro 01:23 Where do you get your pension? 01:57 Should I do a Roth conversion if I have a pension? 02:32 "You'll be in a lower tax bracket in retirement" 03:51 What you need to be aware of when doing Roth conversions 08:45 Social Security tax 10:20 Medicare premiums 13:41 Options if you're not yet retired (i.e., lump sum, survivorship) 16:04 Planning for your spouse (widow's penalty) 18:07 Being charitable-minded Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is a Securities and Exchange Commission registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.