Claiming Social Security at the Wrong Age? Here's How Much It Costs скачать в хорошем качестве

Claiming Social Security at the Wrong Age? Here's How Much It Costs

💡Social Security at 62, 67, or 70? Choosing the Wrong Social Security Age Can Cost You $100,000. 📅 Schedule a free retirement consultation: https://www.desmondwealthgroup.com/co... Choosing when to claim Social Security is one of the most important retirement decisions you’ll ever make—and the wrong timing can cost $100,000 or more over your lifetime. In this video, we break down Social Security claiming strategies at age 62, full retirement age (67), and age 70, and explain why the common advice to “just wait until 70” doesn’t work for everyone. Social Security planning is about more than your monthly benefit—it directly impacts taxes, Medicare premiums (IRMAA), survivor benefits, and your overall retirement income strategy. If you’re within a few years of retirement, understanding how Social Security fits into your broader financial plan is critical. In this video, you’ll learn: When claiming Social Security at 62 may help protect retirement portfolios during market volatility How full retirement age (67) can offer flexibility for tax planning and income coordination When waiting until 70 can increase lifetime and survivor benefits—and when it doesn’t How Social Security decisions affect tax brackets, Roth conversions, and Medicare IRMAA surcharges The biggest mistake retirees make: optimizing Social Security in isolation instead of as part of a full retirement plan This educational breakdown is designed to help retirees and pre-retirees understand the tradeoffs involved in Social Security timing so they can ask better questions and make more informed decisions. 📞 If you’re nearing retirement, you may choose to schedule a brief introductory call to discuss general considerations around Social Security timing, taxes, and retirement income coordination.