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Creative Financing Tips for Homebuyers in a High Interest Rate Market 🏡📈 Thinking about buying a home but feeling stuck by today’s high mortgage rates? 😬 Don’t sit on the sidelines — there are creative, legit financing options that can help you get into a home sooner than you think! In this expert interview, Michelle René—Associate Broker with Windermere Coeur d'Alene Realty and founder of Destination Living—talks with John DeLuca, seasoned mortgage loan officer with Idaho Central Credit Union (ICCU). John shares smart, real-world strategies to help buyers overcome down payment challenges, credit concerns, and income documentation hurdles. 💡💵 🎯 Topics covered include: Creative financing options buyers may not know about 🧠 How buyers who thought they didn’t qualify were able to buy Programs for first-time and low-down-payment buyers Why credit unions may be more flexible than banks Solutions for self-employed and gig workers Down payment assistance, grants, and forgivable loans 🏆 How to prepare now to secure better financing later Real-world client success stories from North Idaho Whether you're buying your first home or navigating the market as a self-employed entrepreneur, this conversation is packed with valuable tips to help you succeed in today’s housing environment. 🔑 About John DeLuca: 26+ years in the mortgage business, Idaho native, and trusted loan advisor at ICCU. Learn more: 👉 https://www.iccu.com/team/john-deluca/ 🏡 About Michelle René: Luxury and residential real estate expert in Coeur d'Alene & North Idaho. Learn more or connect: 🌐 https://destinationliving.co/about/mi... 📌 Don’t forget to like, comment, and subscribe for more insider tips on real estate, mortgage strategies, and homeownership in Coeur d’Alene and beyond! #CreativeFinancing #HomeLoanTips #MortgageAdvice #HomebuyerEducation #CoeurdAleneRealEstate #NorthIdahoHomes #MichelleRene #JohnDeLuca #ICCU #RealEstateTips #HomeBuyingHelp #FirstTimeBuyer #MortgagePrograms #SelfEmployedBuyer #coeurdalenehomes -- 🤔Thinking of moving to Coeur d’Alene, Idaho? Let us help!🤠 📱Call or Text: 208-699-5350📨 Email: [email protected] 📅 Let's Zoom, reach out and we’ll set up a video chat. If you're looking to move to the Coeur d’Alene Idaho, surrounding areas, or North Idaho area, be sure to give us a call, shoot us a text, send us an email, or schedule a Zoom call. We'd love to help you make a smooth move to the Coeur d’Alene, Idaho region which includes surrounding cities of Post Falls, Hayden, Hayden Lake, Athol, Rathdrum, Harrison, and Worley Area! ====== We get calls and emails all the time from people just like you, looking for help on making their move to Coeur d’Alene region and we absolutely love it.😍 Whether you are moving in 3 days or 3 months, give us a call☎, shoot us a text📝, or send us an email📨 so we can help you make a smooth move to Coeur d’Alene metro area, or North Idaho area. ====== Michelle Rene Windermere Coeur d’Alene Realty, Destinationliving.co 208-699-5350 Contact Us:👇👇👇 Full Channel👉👉👉 / @destinationlivingco 📱Call or Text: 208-699-5350 📨Email: [email protected] 📅Schedule a Zoom Call So We Can Meet by live video chat