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Welcome to Inland Counties Legal Services's legal education video series, where our experts explain common legal issues and your rights through the legal process. Whether you're facing issues with housing, public benefits, family law, consumer rights, or more, we’re here to break down the legal system in plain language — no jargon, no confusion, just practical knowledge you can use. 🔹 Know Your Rights 🔹 Navigate the Legal System 🔹 Protect Yourself & Your Loved Ones In this video, ICLS Consumer Attorney Nicolas Villa will walk you through the basics of consumer debt and handling debt collection lawsuits. 📞 Need help? Inland Counties Legal Services assists residents with low incomes, seniors, and people with disabilities in Riverside and San Bernardino Counties, California. Visit inlandlegal.org or call 888-245-4257 to learn more or to apply for assistance. 00:00 Introduction 00:18 Consumer Debt 00:53 Phases of Debt Collection Lawsuits 01:45 General Options 07:35 In Court 08:22 At the End of a Case