Скачать с ютуб Post Office National Saving Certificate 2025 | NSC Scheme Full Details | Best Post Office Scheme в хорошем качестве

Post Office National Saving Certificate 2025 | NSC Scheme Full Details | Best Post Office Scheme

About This Video A National Savings Certificate (NSC) is a popular savings and investment scheme offered by the government, primarily in countries like India, to encourage people to save and invest for the long term. The NSC is a fixed-income instrument that comes with various benefits, such as tax deductions and guaranteed returns. Here's a description of the National Savings Certificate: Key Features of National Savings Certificate: Issued by the Government: NSCs are backed by the government, making them a safe and secure investment option. Fixed Tenure: Typically, the investment has a fixed term of 5 or 10 years, depending on the scheme. Tax Benefits: Section 80C of the Income Tax Act: Investments made in NSCs qualify for tax deduction under Section 80C up to a limit of ₹1.5 lakh per annum. The interest earned is also subject to tax, but it is eligible for tax benefits under certain circumstances. Interest Rate: The interest rate on NSCs is fixed by the government and is updated periodically. It is generally higher than typical savings accounts or fixed deposits, making it an attractive option for conservative investors. Interest Compounding: The interest on NSCs is compounded annually but paid out at the time of maturity. Premature Withdrawal: NSCs cannot be withdrawn prematurely except in the case of the investor's death or if the investor is facing extreme circumstances like bankruptcy. There may be penalties for early withdrawals. Transferability: The certificates can be transferred from one person to another, but with certain conditions. Nomination Facility: The investor can nominate a beneficiary to claim the maturity amount in case of the investor’s death. Low Minimum Investment: Typically, the minimum investment is ₹100, and investments can be made in multiples of ₹100. Ideal for: Risk-averse investors who want to build a savings corpus over time. Individuals looking for tax-saving options under Section 80C. Those who prefer a government-backed investment with guaranteed returns. Maturity and Payment: On maturity, the NSC will pay the principal amount along with the accumulated interest. The NSC is designed for individuals looking for safe, low-risk investments, with the added benefit of saving taxes and receiving guaranteed returns. Our Other Useful Links : ------------------------------------------ 1) XY Axis - Full YouTube Course Link https://xyaxiseducation.com/learn/fas... -------------------------------------------- Some Best Credit Cards Links : --------------------------------------------- SBI Cashback Credit Card https://secure.traqkarr.com/click?pid... ----------------------------------- SBI BPCL Octane Credit Card - Best Fuel Card http://tinyurl.com/IMASBIBPXY ----------------------------------- Tata Neu - HDFC Credit Card https://tinyurl.com/yhf8wae6 ------------------------------------- Kiwi Credit Card https://tinyurl.com/4bm29nv6 ------------------------------------- HDFC Bank Credit Cards Link https://tinyurl.com/29m4ksnt -------------------------------------- Axis Bank Credit Card Links https://tinyurl.com/mux6fe3j -------------------------------------- Best Bank For 0 Balance Account Opening ----------------------------------------- IndusInd Bank 0 Balance Account Opening Link https://mdeal.in/c_Rg0GCaV8TYn0PMD --------------------------------------- Best EMI Credit Card Link --------------------------------- Bajaj Finserv EMI Card Apply Link https://mdeal.in/c_ySS7pArFgTYWnY9 ------------------------------------- Insurance ------------------ Health Insurance Link : https://tinyurl.com/4t4tbdvy Term Insurance Link : https://tinyurl.com/3tdn8xzu