How Farmers Can Use Life Insurance to Protect the Family Farm скачать в хорошем качестве

How Farmers Can Use Life Insurance to Protect the Family Farm

Passing the family farm to the next generation isn’t always simple, especially when some children want to farm and others don’t. In this conversation, we unpack how intergenerational farm rollovers work in Canada and why estate equalization becomes one of the biggest challenges for farm families. We discuss how permanent life insurance can create the liquidity needed to treat children fairly without forcing the sale of land, how joint last-to-die policies align with farm succession timelines, and why planning should happen at the kitchen table, not at the funeral. If you’re a farm owner thinking about succession, this discussion will help you understand how to protect both the farm and family relationships.