Office Hours 7.12.23: Help with 20 year-old FFELP & how to get forgiveness without SCOTUS approval скачать в хорошем качестве

Office Hours 7.12.23: Help with 20 year-old FFELP & how to get forgiveness without SCOTUS approval

Office Hours is a semi-monthly virtual student loan clinic presented by the @themccfw Maryland Center for Collegiate Financial Wellness that provides borrowers with a free, trusted venue to help them navigate student loans and prepare for financial success beyond repayment. **The content in this video is based on information available as of July 12, 2023.** This edition covered topics including: -which forgiveness programs does the June 30 SCOTUS ruling affect -how the same loan can have a payment of $25 to more than $1,000 per month -when borrowers can expect to see loan forgiveness through the IDR Adjustment -how a borrower with multiple degrees earned years apart can get all the debt forgiven at the same time Disclaimer: Office Hours is presented by the Maryland Center for Collegiate Financial Wellness for informational purposes only. The information presented does not represent financial or legal advice. Borrowers are responsible for all decisions and outcomes related to their student loan repayment and/or cancellation experience. The borrower experience is evolving, more changes are expected and we will share them in future editions of Office Hours. #studentloans #PSLF #PSLFwaiver #studentloanforgiveness #pslfcount #consolidation #studentloandebt #cancelstudentdebt #FFELP #FFEL #IDRadjustment Contents 00:00 Welcome 02:38 What happened to the June 28 edition of Office Hours, did I miss it? 04:12 I had loans forgiven already. Does the SCOTUS decision mean I have to pay back the debt? 5:35 Does the SCOTUS decision mean no more loan forgiveness? 8:27 My servicer said my next payment is $823 and due in October. I have a friend with six-figure debt who pays $25 per month. How is that possible? 11:03 How payment options for $130,000 in student loans can range from $25 to $1,300 per month 18:52 When will the new IDR plan go into effect? 31:30 I have a loan from Navient, can it be forgiven? 35:24 Help with FFELP! How an undergraduate loan from 2001 with an expected payoff in 2038 can get cleared by the IDR Adjustment. 40:41 When will student loans start begin forgiven with the IDR Adjustment? 41:43 What if I can't make my payments? 45:23 Is the on-ramp just another payment pause? 47:22 When will IDR recertification happen? 49:55 I am in the military. I completed the application for loan forgiveness. So many colleagues have had their debt forgiven. Why not me? 53:41 I finished undergrad in the 1980s and earned graduate degrees in 2000 and 2010. All my loans are Direct Consolidation Loans. Do I need to consolidate again for IDR and PSLF? 58:15 Repayment is coming in October. Here are three things you can do to get ready.