Is Your Bank's Savings APY Dropping? Here’s What to Do in 2026 скачать в хорошем качестве

Is Your Bank's Savings APY Dropping? Here’s What to Do in 2026

Wondering where to park your cash in 2026? We cover how to find a high-yield savings account with a solid APY and fewer fees. We break down what to compare when switching banks, including APY, no-fee checking, overdraft policies, ATM networks and fee reimbursements, online banks vs. brick-and-mortar options, and when CD rates might be worth a look. Plus, you’ll learn how AI is changing banking through chatbots and fraud protection and which accounts won NerdWallet’s Best-of Awards for savings, CDs, and the best overall bank. 0:00 Introduction to Banking in 2026 1:33 Sean's Take on The Billionaire Wealth Gap 4:20 Using Your Spending as a Vote for Change 7:14 Elizabeth’s Hot Take: Bring Back Mandatory Pensions 9:04 Why Financial Education Shouldn’t Be Optional 14:11 The State of Banking and Interest Rates in 2026 17:05 The Rise of ATM Fees and Overdraft Protection 19:11 High-Yield Savings Strategies for Falling Rates 20:43 The Pro-Con Guide to Digital-Only vs. Traditional Banks 21:49 AI in Banking: Chatbots vs. Human Support 23:29 Protecting Your Money After CFPB Budget Cuts 25:15 NerdWallet Best of Banking 2026 Award Winners 27:57 Essential Bank Features: No Fees and Early Direct Deposit 29:52 Personal Banking Rules: Zelle Limits and Savings Buckets 31:19 Outro and Financial Disclaimer Our Nerds researched more than 250 banking products, narrowing down to just one winner per category: https://www.nerdwallet.com/l/awards-b... Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FA...