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Send a text (https://www.buzzsprout.com/twilio/tex...) What really happens to your warranty and insurance when you take your car on track? In this episode, Dave sits down with Sam D’Arc, COO of a multi-state auto group and former insurance executive, to unpack one of the most confusing and anxiety-inducing topics for amateur track drivers: how racing and track driving affect your vehicle’s warranty and insurance coverage. Sam brings a rare dual perspective—from inside car dealerships and insurance carriers—to explain how manufacturers (OEMs), dealerships, and third-party warranty companies actually evaluate track use. They discuss why some cars seem “track-friendly” on paper, how modifications change everything, and why social media posts can quietly work against you during a warranty or insurance claim. If you’ve ever wondered whether a single-track day could come back to haunt you—or how transparent you should be with your dealer—this conversation will help you make smarter, lower-risk decisions before heading out on track. What You’ll Learn • How manufacturers really view track driving vs. racing • When a warranty claim is most likely to be denied • Why modifications matter more than a single track day • How insurance companies investigate track-related claims • The role dealerships play in advocating for (or against) customers • Why social media posts can impact warranty and insurance decisions • The difference between mechanical failures and physical damage • How to assess risk before tracking a car you still owe money on • Why transparency with your dealer can actually help you • When track insurance becomes a non-negotiable Ideas Worth Sharing “Track driving isn’t always racing—but warranties don’t always see the difference.” – Sam D’Arc “If you’re not prepared to lose the car, you shouldn’t put it on track.” – Dave “Modifications don’t just change performance—they change responsibility.” – Sam D’Arc Resources Sam D’Arc ( / samdarc ) Autobahn Country Club (https://autobahncc.com/) BMW Performance Driving School (https://bmwperformancecenter.com/) Porsche Experience Center (https://www.porschedriving.com/) Protect your car and enjoy the track with OpenTrack insurance Get your quote at https://Drivesport.co/insurance Protect your car and have more fun at the track with OpenTrack insurance. Get your quote at https://Drivesport.co/insurance