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In a continent where innovation meets necessity, one leader sits at the center of Africa’s fintech revolution. Dr. Stanley Jacob — President of the Fintech Association of Nigeria and CEO of Zest Payment (Stanbic IBTC subsidiary) — joins Frankly Business for a deep dive into the truth behind Africa’s $4.6bn fintech boom. From the North of Nigeria to the top of Africa’s payment infrastructure, Dr. Stanley breaks down: 🔹 How Opay and Moniepoint built lightning-fast transaction engines 🔹 Why Zest is building the rails powering the next era of digital payments 🔹 The ₦100 million licensing hurdle nobody talks about 🔹 The orchestration model shaping the future of fintech 🔹 Why investors are betting big on Africa despite macro uncertainty 🔹 The battle between speed, compliance and sustainability 00:00 – Intro 03:45 – The fintech boom 09:10 – Opay’s strategy 15:22 – Compliance and regulation 22:30 – Orchestration model 30:40 – Future of payments in Africa This episode is bold, raw, and visionary — a masterclass for founders, operators, regulators, bankers and anyone serious about Africa’s digital economy. This is Frankly Business. Where Africa’s biggest minds come to talk money, innovation, and the future. #FintechAfrica #AfricanBusiness #StartupFunding #NigeriaTech #Opay #Moniepoint #StanbicIBTC #ZestPayments #FinancePodcast #AfricaRising #TechInAfrica #FinancialInclusion #DigitalPayments #FranklyBusiness #LeadershipInAfrica