DID YINZ KNOW - Roth vs Traditional скачать в хорошем качестве

DID YINZ KNOW - Roth vs Traditional

Do Yinz know if a Roth vs. Traditional IRA is better? Learn this simple umbrella analogy: Traditional IRA → Your money goes in before taxes (under the umbrella). It grows tax-deferred, but when you pull it out, the “rain” (taxes) hits it. How hard it rains depends on your future tax bracket. Roth IRA → Your money goes in after taxes (a smaller amount upfront). But once it grows, you can pull it out tax-free — no rain later. Which one is right? 👉 If taxes are lower today than they will be later, a Roth may make sense. 👉 If taxes are higher today than they’ll be later, a Traditional may work better. The truth is, it depends on your age, income, retirement timeline, and overall financial plan. That’s why at Beratung Advisors, we don’t make blanket recommendations — we build strategies around your unique situation. 💡 The key isn’t guessing the future. It’s planning for it with flexibility. If you want clarity on whether a Roth or Traditional IRA is better for you, let’s connect. #DidYinzKnow #FinancialPlanning #RothorTraditonal