VA Home Loans | Applying, Refinancing, Credit Scores, Cash Out, & More | theSITREP скачать в хорошем качестве

VA Home Loans | Applying, Refinancing, Credit Scores, Cash Out, & More | theSITREP

In this episode of theSITREP, Paul sits down with Rick Bettencourt*, a VA-partner in educating Veterans about VA Home Loans, and discusses everything from how to apply, refinancing, credit scores, PCS'ing and much, much more. To find a specific topic that interests you, refer to the chapters below. Email us at [email protected] with questions and topics you'd like us to cover in future episodes. Sign up for our weekly newsletter at https://www.newengland.va.gov/info WEBLINKS Visit https://www.newengland.va.gov/sitrep for additional theSITREP content Visit https://www.benefits.va.gov/homeloans/ for VA Home Loans information Visit https://www.benefits.va.gov/HOMELOANS... for Lender Loan Volume Reports CHAPTERS 00:00:00 Introduction 00:01:07 Demand VA Home Loan Information 00:02:17 What is a VA Home Loan 00:05:00 Where does VA Home Loan money come from 00:07:22 VA Home Loan borrowing limits 00:09:12 Blue Water Navy Act changed VA Home Loans 00:11:15 First-time use VA Home Loan 00:11:16 Subsequent use VA Home Loan 00:12:20 Permanent Change of Station PCS and VA Home Loans 00:14:20 Researching a VA Home Loan lender 00:15:25 VA Home Loan Funding Fees 00:16:16 VA Home Loan rates 00:17:06 VA Home Loan is a story-loan 00:20:59 VA Home Loan and derogatory payments 00:22:00 Some Lenders and Realtors don't like VA Home Loans 00:25:38 Veteran culture and VA Home Loans 00:27:27 How to apply for VA Home Loan 00:29:20 Types of VA Home Loan lenders 00:32:33 Documents needed to apply for VA Home Loan 00:34:02 Active Duty and PCS with VA Home Loan 00:34:32 Certificate of Eligibility for VA Home Loan 00:37:20 Reservist qualifications for VA Home Loan 00:38:21 Why you should get your VA Home Loan COE 00:39:28 Lenders can get your VA Home Loan COE 00:40:56 How long to close a VA Home Loan 00:42:00 VA Home Loan and fixer-upper 00:42:41 Property requirements with VA Home Loans 00:45:01 VA Renovation Home Loan 00:47:09 VA Home Loan deposit required 00:49:20 Make a plan when buying a home with VA Home Loan 00:53:18 Credit score for VA Home Loan 00:55:27 What FICO score is used for VA Home Loan 00:59:26 What types of properties can VA Home Loan be used 01:00:10 Buying multi-family home with VA Home Loan 01:01:59 Buying a condo with VA Home Loan 01:03:49 Condo requirements with VA Home Loan 01:05:32 VA Home Loan outside of the US 01:06:23 Must occupy property within 60 days with VA Home Loan 01:06:50 Max number of VA Home Loans at a time 01:08:20 Entitlement and multiple VA Home Loans 01:10:00 Restoration of VA Home Loan entitlement 01:12:03 Refinancing a VA Home Loan 01:14:13 VA Home Loan cash out refinance option 01:15:57 VA Home Loan refinance funding fee 01:17:15 VA Home Loan funding fee waiver 01:18:38 Service-connection and VA Home Loans 01:20:30 Active Duty funding fees VA Home Loans 01:22:50 Foreclosure and VA Home Loans 01:24:09 Compromised loss with COE 01:24:33 Paying back compromised loss to VA 01:26:42 Waiting periods on foreclosure and bankruptcy with VA Home Loans 01:29:57 Three tips for first time buyer with VA Home Loan 01:32:00 Which credit bureau does VA Home Loan use 01:41:46 Be your own advocate and be accountable 01:44:00 Closing remarks ADDITIONAL VA INFORMATION The Department of Veterans Affairs has three, separate administrations aimed to serve our country’s Veterans with an assortment of benefits that address the unique needs of every Veteran. To be sure you are interacting with the proper administration within VA, here are short descriptions for each VA administration: VHA: VA’s Veterans Health Administration is the largest integrated health care network in the United States, with 1,255 health care facilities serving 9 million enrolled Veterans each year. VBA: Veterans can earn a range of benefits that help them transition back to civilian life in the country they fought to defend. Through the Veterans Benefits Administration, VA helps servicemembers transition out of military service, and assists with education, home loans, life insurance and much more. NCA: The job of the National Cemetery Administration is to make sure those who served this nation are never forgotten. NCA provides dignified burial services for Veterans and eligible family members by maintaining 142 cemeteries as national shrines and providing lasting tributes that commemorate their service and sacrifice to our nation. The Department of Veterans Affairs does not endorse or officially sanction any entities that may be discussed in this podcast, nor any media, products or services they may provide. #theSITREP #VAbenefits #VANewEngland