SCARED To Start Investing In 2018? (Here's My Dividend Investing Perspective) скачать в хорошем качестве

SCARED To Start Investing In 2018? (Here's My Dividend Investing Perspective)

Are you scared to start investing in 2018? Do you think the stock market will crash sometime in 2018 or soon thereafter? Are you concerned that you will lose money by investing now? Today's video addresses these very questions through the lens of dividend growth investing. As a dividend growth investor, I'm not as concerned with stock market volatility because I invest for dividends and cash flow. (The underlying equity value and capital appreciation is not as important to me.) Today, I am excited to share a few frameworks that may help investors considering starting out in 2018. Framework 1: It takes time to learn investing. The sooner one starts, the sooner one can learn the basics of dividend growth investing. Mistakes will often be made. It's always easier to make such mistakes sooner than later. Framework 2: Dividend growth investing is all about time and persistence. It can take decades of averaging in to deploy enough capital to achieve financial freedom. Accumulating a snowball of dividend income takes time. When one starts sooner than later, that dividend income starts building. And, even if the market corrects, one can buy all the way down (more time to average in at lower prices)! Remember: As share prices go down, starting dividend yield goes up. As a dividend investor, I like to see share prices go down. Framework 3: Given the late stage bull market, perhaps in addition to starting, one ought to consider an emergency fund. When I started, I went "all in" with no emergency fund. Today's market is different. Perhaps an investing plus emergency fund strategy may create peace of mind for late market stage investors. I am personally focused on building up an emergency fund in 2018. At the end of the day, loss of capital is not as worrisome for dividend growth investors, in my opinion. The dividends are the goal, not the capital appreciation. Of course, it's never fun to "lose" capital (on paper), but the dividend strategy certainly reduces market volatility concerns in my particular situation. Disclaimer: I'm not a licensed investment advisor, and today's video is just for entertainment and fun. This video is NOT investment advice. Please talk to your licensed investment advisor before making any financial decisions. All content on my YouTube channel is (c) Copyright IJL Productions LLC.