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Buying a home in 2026 feels risky — but waiting could cost you leverage. In this video, I break down the 3 biggest buyer mistakes I’m seeing in today’s housing market and how to avoid them. If you're thinking about buying in York Region, Simcoe County, Innisfil, Barrie, or anywhere in Ontario, this breakdown will help you understand how rates, pricing, inventory levels, and timing actually impact your leverage. You’ll learn: • Why waiting for the “perfect” signal can backfire • Why focusing only on mortgage rates is misleading • A real 2021 vs 2026 payment comparison • How inventory levels affect buyer power • How to position yourself before the market shifts Right now, we’re seeing around six months of inventory in Simcoe County — and spring listings are increasing. That creates opportunity for strategic buyers. Strong negotiation starts with strong information. If you're planning a summer move, starting the process now gives you more leverage and more choice. I’m Gemma Leggett, Real Estate Broker with RE/MAX Hallmark York Group, serving York Region and Simcoe County. 0:00 Buying in 2026 Feels Risky 0:18 Mistake #1: Waiting for the Perfect Market Signal 0:52 Mistake #2: Obsessing Over Mortgage Rates 1:03 Today's rate 1:17 2021 Comparison Explained 1:43 Mistake #3: Listening to Too Many Voices 1:57 The Irony 2:15 Simcoe County Market Update (Inventory & Leverage) 2:26 When to start and how to Position Yourself for 2026 📩 If you have questions about buying in 2026, reach out directly. #2026HousingMarket #OntarioRealEstate #FirstTimeHomeBuyer #SimcoeCounty #YorkRegion #BuyingIn2026 🏠 Your home is one of your biggest asset! 🏠 Is having a professional by your side important to you? Call ME! 𝘕𝘰𝘵 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘵𝘰 𝘴𝘰𝘭𝘪𝘤𝘪𝘵 𝘵𝘩𝘰𝘴𝘦 𝘶𝘯𝘥𝘦𝘳 𝘤𝘰𝘯𝘵𝘳𝘢𝘤𝘵. 𝘛𝘩𝘦 𝘷𝘪𝘦𝘸𝘴 𝘦𝘹𝘱𝘳𝘦𝘴𝘴𝘦𝘥 𝘢𝘳𝘦 𝘵𝘩𝘰𝘴𝘦 𝘰𝘧 𝘎𝘦𝘮𝘮𝘢 𝘓𝘦𝘨𝘨𝘦𝘵𝘵 𝘢𝘭𝘰𝘯𝘦, 𝘯𝘰𝘵 𝘙𝘦𝘮𝘢𝘹 𝘏𝘢𝘭𝘭𝘮𝘢𝘳𝘬 𝘠𝘰𝘳𝘬 𝘎𝘳𝘰𝘶𝘱 𝘰𝘳 𝘛𝘙𝘙𝘌𝘉, 𝘢𝘯𝘥 𝘴𝘩𝘰𝘶𝘭𝘥 𝘯𝘰𝘵 𝘣𝘦 𝘤𝘰𝘯𝘴𝘪𝘥𝘦𝘳𝘦𝘥 𝘢𝘴 𝘢𝘥𝘷𝘪𝘤𝘦 𝘰𝘳 𝘧𝘰𝘳𝘮 𝘢𝘯 𝘢𝘨𝘦𝘯𝘤𝘺 𝘳𝘦𝘭𝘢𝘵𝘪𝘰𝘯𝘴𝘩𝘪𝘱. 𝘊𝘰𝘯𝘴𝘶𝘭𝘵 𝘢 𝘱𝘳𝘰𝘧𝘦𝘴𝘴𝘪𝘰𝘯𝘢𝘭 𝘢𝘥𝘷𝘪𝘴𝘰𝘳 𝘣𝘦𝘧𝘰𝘳𝘦 𝘮𝘢𝘬𝘪𝘯𝘨 𝘢𝘯𝘺 𝘥𝘦𝘤𝘪𝘴𝘪𝘰𝘯𝘴. 𝘛𝘩𝘪𝘴 𝘪𝘴 𝘯𝘰𝘵 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘢𝘥𝘷𝘪𝘤𝘦 𝘢𝘯𝘥 𝘥𝘰𝘦𝘴 𝘯𝘰𝘵 𝘪𝘯𝘵𝘦𝘯𝘥 𝘵𝘰 𝘣𝘳𝘦𝘢𝘤𝘩 𝘢𝘯𝘺 𝘦𝘹𝘪𝘴𝘵𝘪𝘯𝘨 𝘢𝘨𝘳𝘦𝘦𝘮𝘦𝘯𝘵𝘴. ________________________________Channel Info_________________________________ Gemma Leggett is a Realtor® servicing York and Simcoe Region in the Toronto Greater Area (GTA), Ontario. When she is not selling or showing clients new properties, she is at home with her two kids, enjoying every moment and watching them grow! ______________________________Helpful Resources______________________________ 🔔 Subscribe for more Real estate info: https://rb.gy/iyxega 💰 What Clients say about Gemma Leggett: https://rb.gy/ikv0do 💰 Mortgage Payment Calculator: https://rb.gy/fepand 🔔 Receive listing in your inbox: https://rb.gy/49n8bu 💰 H O M E W O R T H ➳ https://rb.gy/wks9sq ______________________________Let's Connect Here______________________________ B L O G ➳ https://rb.gy/izzjyp F A C E B O O K ➳ https://rb.gy/w5uuvx I N S T A G R A M ➳ https://rb.gy/msmcz5 L I N K E D I N ➳ https://rb.gy/auvxms ❤ Enjoying the videos? Be sure to L I K E and S H A R E the LOVE ❤ I am so grateful for all of you subscribers, clients, friends & Realtor® colleagues, so thanks for watching my videos! If you would like to talk to me about Real Estate in Newmarket, Bradford, Innisfil, Barrie, or in York and Simcoe, here is where you can find me: Gémma Leggett - Real Estate Broker The Real Estate Experience You Deserve. RE/MAX Hallmark York Group Realty Ltd., Brokerage Cell: 416.824.7475 | Office: 905.727.1941 gemma@gemmaleggett.ca