The Hidden Retirement Risks That Can Drain Your Savings скачать в хорошем качестве

The Hidden Retirement Risks That Can Drain Your Savings

You may have done everything right for decades. You saved consistently, maximized your 401(k), and built a solid nest egg. But retirement today comes with challenges that traditional planning often fails to address. In this video, we cover two major risks that can quietly undermine retirement security if ignored: rising long-term care costs and the economic impact of the Baby Boomer retirement wave. These risks go beyond market performance, directly affecting income, healthcare access, and financial flexibility. Nearly 70% of adults over 65 will need some form of long-term care, yet Medicare provides limited coverage. In-home care, assisted living, and nursing facilities can cost tens of thousands of dollars annually. We’ll share strategies to protect your savings from these expenses. We also explore how the Baby Boomer retirement wave is straining Social Security, Medicare, and caregiving resources. Fewer family caregivers, rising healthcare labor costs, and uncertain government programs make proactive planning essential. This video outlines a modern retirement strategy, including healthcare and long-term care planning, flexible income streams, tax strategies, withdrawal plans, and stress-testing portfolios for longer lifespans and higher costs. At Retirement Capital, we believe retirement planning isn’t just about building wealth—it’s about protecting it, adapting to change, and preserving the freedom you’ve worked hard to earn. #RetirementPlanning #LongTermCarePlanning #RetirementRisks #HealthcareInRetirement #RetirementIncome #PreRetirement #GenXRetirement #FinancialPlanning #SocialSecurityPlanning #MedicarePlanning #WealthProtection #RetireWithConfidence #MoreLifeLessLimits