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I’M OFFICIALLY DEBT FREE! 🎉 In this video, I’m sharing my full debt free journey, how I paid off my debt, and which Dave Ramsey Baby Step I’m currently on. I break down Dave Ramsey’s 7 Baby Steps, explain how I used budgeting to stay consistent, and talk honestly about what worked (and what didn’t). If you’re working toward becoming debt free or just starting your financial journey, I hope this video encourages you and shows you that it is possible. I also share my financial goals for 2026, including savings, investing, and what’s next now that I’m living debt free. ✨ Topics Covered: How I became debt free Dave Ramsey Baby Steps explained Budgeting tips that helped me stay consistent What baby step I’m on now My financial goals for 2026 If you enjoy budgeting, cash envelopes, sinking funds, and real-life money conversations, make sure to subscribe and join me on this journey! Click this link https://www.missymoney.com/faithbudgets to take you to Missy's shop and use my code FAITHBUDGETS10 when you check out to get 10% off her awesome budgeting and cash stuffing essentials. Get a 10% discount on Missy Money's shop by using my code FAITHBUDGETS10 My ETSY shop: https://faithrooteddesigns.etsy.com She has everything you need for all of your budgeting needs. I highly recommend all of her wonderful products. She has binders, wallets, cash envelopes, digital and paper budget planners, and savings challenges! @MissyMoney I hope to be consistent with our budget and maybe help motivate others along the way. If you enjoyed this video, please hit the like button and subscribe to follow along as we try to take control of our finances. Thank you for hanging out with me today! Many Blessings to you! 🧡 🎵Music by Epidemic Sound 🎵 My ETSY shop: https://faithrooteddesigns.etsy.com 〰〰〰 Products I use 〰〰〰 🧡Missy Money planner, wallet, binders, and savings challenges: https://www.missymoney.com/faithbudgets 🧡 Personalized A5 Vellum Dashboard: AMW Planner on Etsy https://www.etsy.com/listing/10441132... 🧡 Meal Plan sheet @BudgetWithMrsP 🧡 Monthly Funding Plan @thesimplebudget 🧡 Expense Tracker @thebudgetmom 🧡 A6 Vellum Personalized Dashboards @Budgetwithjess 🧡 A6 Floral and Cozy Dashboards @MissyMoney 🧡 A5 Winter Dashboard @RobynsBudgetofDreams 🧡 A5 Floral Dashboard All The Things By Casey on ETSY 🧡 Sticker for my Planner @lifeinenvelopes 🧡 Pilot Frixion erasable pen: https://a.co/d/4F0k55V 🧡 Green Calculator: https://a.co/d/bBX0ZYQ 🧡 Double-ended Highlighters: https://a.co/d/1EDKqEa 🧡Shuttle Art 30ct Art Markers: https://www.walmart.com/search?q=Shut... 🧡 Sharpie Fine Point Markers: https://www.walmart.com/brand/sharpie... 🧡 Sharpie Ultra Fine Markers: https://www.walmart.com/brand/sharpie... 🧡 White Frixion erasable pen: https://www.walmart.com/ip/Pilot-FriX... 🧡 Bible Trivia Cards: https://a.co/d/gEj3Gfn ✨Fetch Rewards✨ Referral code: BVG11 Just click the link below and enter code BVG11 Come save money on Fetch with me! Sign up w/ code BVG11 & get 500 pts: https://referral.fetch.com/vvv3/refer.... See you there! ✨Receipt Hog✨ Referral code: slob6168 Receipt Hog pays you to upload receipts, take surveys, and more! Download and enter code slob6168 to earn a special bonus when you upload your first receipt. https://app.receipthog.com/r/slob6168 🔶🔶🔶🔶🔶🔶🔶🔶🔶🔶🔶🔶🔶🔶🔶🔶🔶🔶🔶🔶🔶🔶🔶🔶 Disclaimer: I am not a financial advisor. This channel is for the personal use of sharing our journey to financial freedom. 🧡 —————————————————————————————————————————— #budgeting #zerobasedbudget #cashstuffing #cashenvelopesystem #budgetbypaycheck #budgetwithme #divorce #singleincomebudget #debtconfession #savingschallenges #savingsgoals #thebudgetmom #daveramseyinspired #weeklypaycheckbudget #monthlybudget #sinkingfunds #savingstracker #debtfree #financialfreedom #budgetcategories #subscriptiontracker #financialoverview #weeklycheckin #budgetcloseout #monthlyfundingplan #planwithme #howtobudget #howtobudgetmoney #howtosavemoney #expensetracker #snowballmethod #avalanchemethod #debttracker #savingstracker #howtopayoffdebt #howtobudgetandsavemoney #investing #rothira #loans #mortgage #investment #debt free journey #debtfree #babysteps #financialfreedom #howtopayoffdebt how I became debt free budgeting budget with me dave ramsey baby steps baby steps explained debt free living personal finance budgeting tips cash envelope system financial goals 2026 paying off debt getting out of debt zero based budget faith and finances christian budgeting family budgeting money motivation