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We’re car shopping right now and debating between an EV, a Hybrid (HEV), and a Plug-In Hybrid (PHEV), and I wanted to figure out which one is the smartest financial choice over the next 10+ years. On the surface, EVs look like the clear winner because of fuel savings… but once you factor in resale value, battery degradation, charging access, long-term reliability, and actual real-world cost of ownership, things get a LOT more complicated. Hybrids (like Toyota and Honda) are famously reliable and hold their value well. EVs (like Tesla) can save you thousands in charging costs, but their resale drops HARD. And Plug-In Hybrids promise “the best of both worlds”… but do they actually deliver, or do they combine the downsides of each? In this video, I break down: -EV vs Hybrid vs Plug-In Hybrid real-world ownership -Total cost of ownership over 10 years (fuel + maintenance + resale) -Which type of driver benefits most from each -And which one I will probably buy right now If you’re considering buying a new car in 2026 — this will save you money. Let the EV vs HEV vs PHEV showdown begin. 0:00 EV vs. HEV vs. PHEV 2:18 Hybrids 3:18 Plug-in Hybrids 5:51 EVs 8:52 Fuel costs over 10 years 14:38 What is the smartest choice? 16:16 Final thoughts