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If you’re 62 or older and own your home, you may be sitting on one of the most powerful financial tools available to retirees — your home equity. In this video, Curtis breaks down what a HECM (Home Equity Conversion Mortgage) really is, how it works, and why so many homeowners are using it as a retirement planning strategy — not a “last resort.” You’ll learn: 🏦 The Three Little Piggy Banks concept and how your home fits into retirement income planning 💳 The surprising power of the HECM line of credit and how it grows over time ❌ Common HECM myths that stop people from even exploring this option ⚖️ The real pros and cons you should understand before deciding ✅ Who qualifies and the basic requirements to use a HECM loan This is educational, pressure-free information designed to help you understand all your options as a homeowner in retirement. Many homeowners are surprised to learn a HECM can: Eliminate monthly mortgage payments Provide tax-free cash flow Act as a safety net during market downturns Help preserve other retirement accounts If you’re in Davis County, Weber County, or anywhere in Utah and want to know whether this could work for you, book a free consultation below. 📅 Book a free consultation: https://calendar.app.google/qkgvdgoDC... or Click here for a FREE 62 + Homebuyer Guide: https://forms.gle/sN13hrXNZTegPBuEA Cassie Peacock Ridgeline Realty (801)800-1148 #HECMLoan, #ReverseMortgage, #ReverseMortgageExplained, #HomeEquity, #HomeEquityConversion, #62Plus, #SeniorHomeowners, #RetirementPlanning, #RetirementIncome, #AgingInPlace, #FinancialFreedom, #UtahRealEstate, #UtahRealtor, #DavisCountyUtah, #WeberCountyUtah, #LaytonUtah, #OgdenUtah, #ClearfieldUtah, #RoyUtah, #SyracuseUtah, #HomeownerEducation, #RealEstateForSeniors, #HECMLineOfCredit, #RetireSmart