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Kharcha Pani | Episode 1257 | 19th January, 2026 In this episode, we break down an SBI report that claims India’s per capita income could reach $4,000 (around ₹3.6 lakh) by 2030, potentially pushing the country into the “upper-middle income” category. But does that really mean most Indians will become upper-middle class, or is it just a numbers game driven by averages? We explain what per capita income actually means, why experts consider it an incomplete indicator of real well-being, and how income inequality can hide behind impressive averages. Alongside this macro story, we also decode the buzz around Bharat Coking Coal Limited (BCCL)’s IPO, which delivered up to 97% returns on listing, and explore why the market is excited about this near-monopoly player in India’s coking coal space, its link to steel and infrastructure growth, and what experts advise investors going forward. The copyright ownership in the video rests with India Today Group. No third party is permitted to use the video without obtaining the permission of India Today Group. Any permission for usage can be obtained through the email ID provided here: mail@lallantop.com. न्यूज़ लेटर के लिए क्लिक करें : https://www.thelallantop.com/newsletter खबरों को विस्तार से पढ़ने के लिए क्लिक करें यहां : https://www.thelallantop.com/ Instagram: @thelallantop Facebook: @thelallantop Twitter: @TheLallantop Production: Shruti Video Editor: Ved