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Buying your first home in New Jersey? This video breaks down everything you actually need to know before making one of the biggest financial decisions of your life. We’re covering first-time home buying and mortgages in detail, including: ✔️ Down payment assistance programs in NJ – who qualifies, how much you can receive, and the pros & cons ✔️ Can your parents gift you money for your down payment? (And how to structure it correctly) ✔️ How much house you should realistically afford ✔️ What today’s typical first-time home buyer looks like ✔️ Why your first home should NOT be a mansion ✔️ How much income you may need to qualify for a $300K home ✔️ A first-time home buyer “hack” that most people don’t know If you're feeling overwhelmed by conflicting advice online, this video will help you think strategically, understand your financing options, and avoid expensive mistakes. Your first home isn’t about perfection — it’s about building equity and creating a smart foundation for your future. 📍 Thinking about buying in New Jersey? If you’re considering purchasing a home and want personalized guidance: 📞 Daryna Bondar – Realtor 908-205-5443 (cell) Agent.Daryna@gmail.com https://linktr.ee/agent.daryna 📞 David Zeck – Realtor 718-710-7245 (cell) Addison Real Estate 111 Howard Blvd, Suite 202, Mount Arlington, NJ 07856 🏦 Daniel Carroccio – Mortgage Specialist Absolute Home Mortgage T: (862) 271-2632 | M: 201-787-1378 F: (862) 271-2632 NMLS ID: 871585 dan@ahmcloans.com We’re happy to answer your questions and help you create a strategy that works for your situation. Schedule your free, no-obligation buyer’s consultation here: https://linktr.ee/ddrealtyteam