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In this episode of Experian Exchange, host Del Irani speaks with Laurie Schnidman, Chief Product Officer for Platforms and Software at Experian UK&I, about how businesses can navigate uncertainty and unlock growth in today’s fast-changing digital landscape. Laurie shares the biggest challenges organizations are facing—from rapid digitization and data growth to shifting regulations—and explains how businesses can adapt by rethinking their use of data, analytics, and technology. The discussion highlights results from a global survey of 600 financial services leaders, revealing key trends such as practical automation, adoption of cloud-based solutions, and the growing demand for unified platforms. Laurie also explains how Experian’s Ascend platform is helping clients make faster, smarter decisions, achieving an average 183% ROI within 12 months. She offers valuable advice for leaders on aligning technology investments with business goals, fostering a culture of adaptability, and preparing for the next five years of transformation—where AI, diverse data sources, and ecosystem consolidation will define success. Whether you’re a business leader, data strategist, or technology innovator, this conversation offers clear insights into how to stay ahead in a fast-moving world. Key Takeaways The biggest challenges facing businesses today: rapid digitization, regulatory changes, and data complexity. Why sustainable growth requires rethinking data, analytics, and technology strategies. How culture, people, and organizational capabilities are just as important as tools and platforms. Key industry trends: practical automation, cloud adoption, and unified all-in-one solutions. How Experian’s Ascend platform helps clients move from data to deployment in minutes, not months. Real client results: 183% average ROI with Ascend, paying for itself within 12 months. Why clarity on business goals is essential before investing in new technology. The growing importance of AI, diverse data sources, and platform consolidation over the next five years. Practical advice for leaders on balancing innovation with proven ROI. The cultural mindset shift needed to fully leverage digital transformation. 0:00 – Intro to Experian Exchange 0:15 – Challenges businesses face in today’s digital landscape 0:52 – The impact of data explosion and regulatory changes 1:30 – Key priorities: data, analytics, technology, and culture 2:29 – Global survey insights: automation, cloud, and integration 3:19 – How Experian’s Ascend platform drives faster, smarter decisions 4:14 – Measurable ROI: 183% return with Ascend in 12 months 4:29 – Advice for leaders: aligning tech with business goals 5:03 – Why culture and mindset shifts are critical for success 5:08 – The next 5 years: AI everywhere, diverse data, and unified ecosystems 5:41 – Closing thoughts