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Why has the stock market felt like a roller coaster lately? Dale joins Marley at Schwab Network to break down the key forces driving market volatility right now- including oil prices, inflation risks, tariffs, and investor fear. While markets have been swinging sharply in recent days, the fundamentals of the economy may still support growth. Dale explains why oil prices are currently the most important factor influencing the U.S. economy and why the VIX hovering around 25 could signal a major turning point for investors. In this conversation, we cover: • Why oil prices could determine the next move for the U.S. economy • How tariffs and inflation may impact markets in the coming months • Why recent volatility may be driven more by fear and uncertainty than fundamentals • The rotation happening between technology stocks and the broader market • How disciplined investors are navigating this environment If you're an investor wondering whether this volatility is a warning sign or an opportunity, this discussion offers valuable insight into what may happen next. Subscribe for more insights on investing, retirement planning, markets, and economic trends. 📌 If you’d like a second set of eyes on your current plan or want to understand how Roth conversions fit into your broader retirement picture, our team is here to help. Have any questions? Our team is here to help! Give us a call at 270.600.PLAN or schedule a time that works best for you here: https://rdsmotherswealth.com/contact/ Our Channel: / @rdswealthmanagement DISCLOSURE: R.D. Smothers Wealth Management is a state-registered investment adviser under the laws of the Commonwealth of Kentucky. Registration as an investment adviser does not imply any level of skill or training. Insurance products and services are offered and sold through RDS Insurance Group. R.D. Smothers Wealth Management and RDS Insurance Group are affiliated but separate entities. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. For more information please visit: https://adviserinfo.sec.gov and search for our firm name. This presentation has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed. Opinions expressed in this commentary reflect subjective judgments of the author based on conditions at the time of publication and are subject to change without notice. Past performance is not indicative of future