🏠📰 Mortgage Rates Drop Below 6% — Why Aren’t Buyers Moving Yet? (Houston Market Update 2026) скачать в хорошем качестве

🏠📰 Mortgage Rates Drop Below 6% — Why Aren’t Buyers Moving Yet? (Houston Market Update 2026)

Mortgage rates just dropped below 6% for the first time in years — but buyers still aren’t flooding the market. Here’s what the Case-Shiller data, refinance surge, and Houston market trends are telling us right now. In this week’s What’s Up with Real Estate update (Week Ending February 26, 2026), we break down: • 30-year mortgage rates falling to 5.98% • Why refinance activity is rising — but buyer demand is lagging • Case-Shiller home price growth slowing to 1.3% • How Houston, The Woodlands, Katy, and Sugar Land are behaving differently • What serious home buyers should be doing before the spring market heats up According to Freddie Mac’s Primary Mortgage Market Survey and Mortgage News Daily, rates are officially back in the high fives. Historically, this rate range triggers stronger purchase activity — but transaction volume hasn’t accelerated yet. Why? Because buyer behavior lags rate movement. Spring momentum typically builds between March and May, and preparation precedes action. Meanwhile in Houston: Refinance inquiries are climbing first — a common early-cycle signal. Inventory remains healthier than many coastal markets. If rates hold in the fives through spring, local buyer demand may follow. We also zoom out and examine the broader six-year housing trend, including how pre-COVID vs post-COVID appreciation compares to today’s normalization. If you're thinking about: • Refinancing in 2026 • Buying in Houston this spring • Waiting for rates to drop further • Understanding whether 1.3% home price growth signals stability or slowdown This episode gives you objective, data-driven insight. 🔹 Chapters 00:00 Intro – Rates in the High 5s 00:40 Why Buyers Aren’t Moving Yet 02:00 Houston Market Reaction 03:30 Refinance Surge Explained 04:30 Case-Shiller 1.3% Growth Breakdown 06:00 Pre-COVID vs Post-COVID Perspective 08:00 What Home Buyers Should Do Now 10:00 Spring Market Strategy If you found this helpful: 👍 Like the video 💬 Comment: Are you refinancing or waiting to buy? 🔔 Subscribe for weekly real estate updates If you're in Houston, Katy, Sugar Land, or The Woodlands and want an objective refinance or purchase strategy review: 📅 Book an appointment: https://outlook.office365.com/book/Mo... 📧 Email: mack.blankenship@rate.com 🌐 Mortgage Blog: https://www.teammortgagemack.com 🏠 Home Page: https://www.mortgagemack.com NMLS #2611 | Equal Housing Lender