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FHA Loans 2025: Unlock Charlotte Homeownership Now! - http://www.SirAshley.com Dreaming of homeownership in Charlotte, NC? FHA Loans in 2025 might be your key to unlocking affordable home buying opportunities! Whether you're a first-time buyer or seeking investment properties, I’m breaking down everything you need to know about FHA Loans, including updated loan limits, qualification requirements, and life-changing house hacking strategies. With new FHA loan limits in Charlotte—like $524,500 for a single-family home and over $1M for multi-unit properties—your dream home or investment property is now within reach! As a real estate agent and broker serving North and South Carolina, I’ve helped thousands relocate and find their perfect home in the Carolinas. If you’re considering moving to Charlotte or the surrounding areas, my team and I are here to make the process seamless. FHA Loans offer flexibility, requiring as little as 3.5% down and a minimum credit score of 580. Plus, I’ll explain how mortgage insurance fits into the picture and why house hacking with multi-unit properties can build generational wealth. Stop waiting and start planning your move! Contact me directly for expert guidance on FHA Loans, conventional loans, or other financing options like USDA and VA loans. We specialize in making your transition to North Carolina or South Carolina stress-free. Subscribe to my channel for more home buying tips, market updates, and real estate advice. Let’s make 2025 your year to buy a home or start investing in Charlotte real estate. Call, text, or email me today—we’re here to help you every step of the way! #charlottehomeownership #charlottenchousingmarket #househackingexplained #fhavsconventional #househackingforbeginners CHAPTERS: 00:00 - Intro 00:57 - FHA Loan Myths 01:24 - 2025 FHA Loan Limits 02:36 - FHA Loan Requirements 04:37 - House Hacking with FHA Loans 05:51 - FHA vs Conventional Loans 07:28 - Choosing a Good Lender 08:18 - Timing Your FHA Loan Application 08:40 - Final Thoughts on FHA Loans NEW 2025 FHA LOAN LIMITS https://www.hud.gov/press/press_relea... Low Cost Areas: One-unit: $524,225 Two-unit: $671,200 Three-unit: $811,275 Four-unit: $1,008,300 High Cost Areas: One-unit: $1,209,750 Two-unit: $1,548,975 Three-unit: $1,872,225 Four-unit: $2,326,875 HUD approved Condo list - https://entp.hud.gov/idapp/html/condl... FHA Country Mortgage Limits - https://entp.hud.gov/idapp/html/hicos... 🏠 Interested in Buying a Home? go here: https://forms.gle/c3EbScTTq9Pc4vLc8 ✅Book a free 15 minute consultation with Sir Ashley: https://calendly.com/sirashley 🏡Search for your new home here: https://www.sirashley.com/buying/ 💰Find your home's value instantly, here: https://www.sirashley.com/home-value/ 📲 We have so many people contacting us who are moving here to Charlotte and throughout North and South Carolina and we ABSOLUTELY love it! Honestly if you are moving or relocating here or anywhere in NC or SC, we can make that transition so much easier on you!! Reach out Day/Nights/Weekends whenever you want, we never stop working for you!! Sir Ashley and The Firm Realty Group Powered by Lifestyle International Realty 📲 Call/Text Direct at 704-775-1236 📲 Email: [email protected] 👨💻 Website: https://www.sirashley.com 👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇👇 SUBSCRIBE TO THIS CHANNEL HERE: https://bit.ly/2G759FA Mail: Real Estate Advisor Sir Ashley 2764 Pleasant Rd. Ste A # 421 Fort Mill, SC 29708 ⭐ Real Estate Investing Playlist https://bit.ly/3rdQj5m ⭐Money Talk Playlist https://bit.ly/32tZfsT ⭐Charlotte Area Playlist https://youtube.com/playlist?list=PLk... 🚨 Subscribe to this channel here: 👇👇👇👇👇👇👇 ✅ https://bit.ly/3dWXJ4g ⭐Here is an in-depth Step by Step Guide to Buying a House in 2021: • How To Buy A Home In 2022 (THE STEP BY STE... ⭐SEARCH ALL THE CHARLOTTE AREA SCHOOLS in a handy, thorough manual https://bit.ly/3wngmr5 https://goo.gl/maps/kRszwMCLmxqfyFxx8 ⭐ If You Don't Know Where to Start - Start Here! My Free Buyer Download https://bit.ly/2K5QQ65 ⭐Learn about the Charlotte area with my Charlotte Living Playlist: https://youtube.com/playlist?list=PLk... ⭐Here is an in-depth Step by Step Guide to Buying a House in 2021 & Get FREE Downpayment Money • How To Buy A Home In 2022 (THE STEP BY STE... Sir Ashley Harrison Real Estate Broker and Partner at Lifestyle International Realty & The Firm Realty Group NC License 301660 SC License 119541 [email protected]