My Budget Failed in January (How My Sinking Funds Saved Me) скачать в хорошем качестве

My Budget Failed in January (How My Sinking Funds Saved Me)

January 2026 was a "real life" month. Between a winter storm utility spike and a $500+ plumbing disaster, my budget didn't go as planned. In this video, I’m showing you my real numbers—the good, the bad, and the expensive. You’ll see exactly how my Sinking Funds became the "hero" of my month, preventing these unexpected costs from derailing my progress toward financial freedom. I’m also walking you through my February 2026 budget updates and how I track every dollar in real-time using my custom template. 👉 The Exact Budget Template I use in this video: https://easeintoearningsco.etsy.com 🎁 Download the FREE Freedom Calculator & Goal Tracker: https://www.easeintoearnings.com/free... Watch Next: ▶️ How I Manage Money in 2026 (The System That Helped Me Stay Consistent):    • How I Manage Money in 2026 (The Budgeting ...   ▶️ Watch the budgeting and financial freedom made simple playlist:    • Budgeting & Financial Freedom Made Simple   ✩ Timestamps ✩ 0:00 January Budget Reality Check 0:30 The Utility Spike (Winter Storm Costs) 1:19 The Car Seat & The 15% Discount Hack 2:18 Tracking Variable Expenses 2:55 The $500+ Plumbing Disaster (Negotiating the Bill) 3:58 My sinking fund savings strategy 4:18 Where I went UNDER budget (The Wins) 5:03 February 2026 Budget Adjustments 5:48 How I Track Expenses in Real-Time using budget template 7:08 Final Takeaway: Why Savings "Clutch" is Essential 7:28 Watch next: 5 Money Lessons Traveling Has Taught Me ✨Books that helped me in my financial freedom journey✨ The Simple Path to Wealth: https://amzn.to/3N2DUyr The Bogglehead’s Guide to Investing: https://amzn.to/3OZY4cR Set for Life: https://amzn.to/3OJrPyy Rich Dad Poor Dad: https://amzn.to/4b5A00S The Intelligent Investor: https://amzn.to/4s81loQ ✨ Equipment I use for filming ✨ Hollyland Lark M2 Wireless Mic: https://amzn.to/4aQFfAj Phone Tripod: https://amzn.to/40uYFG0 Portable Phone Tripod: https://amzn.to/4aKVWNr Sandisk Memory SD Card: https://amzn.to/4qVkjOI SD Card Reader for iPhone: https://amzn.to/4rAPKyT ✨Self-employed/Solopreneur business tools I use ✨ Gusto to run payroll: https://gusto.com/d/hermela17ca1132 Skillshare: https://skl.sh/4i3oGEu ✨ FAVORITE PERSONAL ACCOUNT BONUSES ✨ 💳 Get $400 Sign Up Bonus for Chase Checking Account: https://accounts.chase.com/raf/share/... 💳 Get $200 Sign Up Bonus for Chase Freedom Unlimited or Chase Freedom Flex credit card: https://www.referyourchasecard.com/18... ✨ FAVORITE BUSINESS ACCOUNT BONUSES ✨ 💳 Get up to $500 Sign Up Bonus for Chase Business Checking Account: https://accounts.chase.com/business/s... 💳 Get up to $1,000 Sign Up Bonus for Capital One Savor Business credit card: https://i.capitalone.com/J8cVxw4MG 💳 Get up to $750-$1,000 Sign Up Bonus for Ink Business credit card: https://www.referyourchasecard.com/21... 📌 Subscribe to join the community: Build a life of financial freedom using simple, stress-free systems. More videos on budgeting, saving, investing, increase income through career pivots and freelancing and intentional spending every week. FTC: The links above may be affiliate links and if you make a purchase through one of the links, I make a small commission at no extra cost to you. DISCLAIMER: I am not a financial advisor. I share the money lessons I learn in my journey to financial freedom in hopes of helping others along the way!