Why Do You Need a Financial Advisor | Retirement Your Way Ep 3 скачать в хорошем качестве

Why Do You Need a Financial Advisor | Retirement Your Way Ep 3

Why do you need a financial advisor—and when is the right time to have one? In this episode of Retirement Your Way, Debbi Marcum is joined by co-host Jaclyn Gladhill to discuss the true value of having a trusted financial professional in your corner. From customized goal-setting and investment management to behavioral coaching during market volatility and major life transitions, Debbi explains how the right advisor can bring clarity, confidence, and peace of mind to your financial life. The conversation covers why financial planning should begin early, how advisors help couples navigate money conversations, and why working with a retirement-focused specialist becomes critical as you approach and enter retirement. Debbi also shares how proactive planning can improve tax efficiency, help manage required minimum distributions (RMDs), and reduce the emotional stress that often comes with financial decision-making. Timestamps: 00:00 - Welcome to Retirement Your Way with Debbi Marcum and Jaclyn Gladhill 00:23 - Cold weather conversation: Tennessee vs Minnesota 02:20 - Why most people benefit from a financial advisor 02:50 - The importance of trust, access, and advisor relationships 03:29 - Goal setting and customized financial planning 04:19 - Why money conversations matter in relationships 05:43 - Ongoing guidance as life and priorities change 07:12 - Investment management and asset allocation 08:12 - Removing emotion from financial decisions 08:49 - Behavioral coaching during market stress and life events 09:12 - Managing inheritances and avoiding costly mistakes 10:52 - Choosing the right advisor and knowing when to change 11:23 - Why retirement specialization is essential 12:45 - Keeping up with laws, taxes, and regulations 13:31 - Required minimum distributions and staying on track 14:59 - The importance of proactive reviews and communication 15:19 - Avoiding daily market stress 16:39 - Risk tolerance and global market awareness 17:19 - Proactive advisor outreach 18:06 - Peace of mind through education and planning 18:59 - Tax efficiency and minimizing unnecessary taxes 19:36 - Why personalized advice beats online information 21:37 - Navigating major life transitions with an advisor 22:22 - Accountability and regular check-ins 22:46 - Red flags when working with an advisor 24:15 - How to contact Debbi Marcum and Retirement Solutions Group 25:08 - Closing remarks 📞 Have questions? Need advice? Contact Debbi Marcum at Retirement Solutions Group to set up a consultation today! 👉 Call us at 866-247-5695 👉 Visit us at www.retirementsolutionsgroup.com Don't forget to subscribe to our YouTube channel for more financial tips and insights! Let us know your thoughts on the topics discussed or give us any feedback to make the future episodes better! #FinancialPlanning #RetirementPlanning #WealthManagement #EstatePlanning #LegacyPlanning #FinancialAdvice #FinancialEducation #MoneyManagement #InvestmentStrategies #Trusts #Wills #Probate #FinancialAdvisor #Retirement #Taxes #Inheritance #IRA #LifeInsurance #FamilyLegacy #FinancialSecurity #FuturePlanning #retirement #retirementplanning #SocialSecurity #michigan #detroit #tennessee #RetirementSolutions #RSG #DebbiMarcum #RetirementYourWay