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Nicole has an issue with "financial expert" Dave Ramsey. Well, more than one. But the one that’s really making her blood boil today is his zero-credit philosophy. In this episode, she debunks it. To hear the first episode where Nicole went in on Dave Ramsey, click here (https://link.chtbl.com/lVX1kfLL) . $ Investors: Robinhood has the only IRA that gives you a 3% boost on every dollar you contribute when you subscribe to Robinhood Gold. Learn more at Robinhood.com/boost (http://Robinhood.com/boost) $ Want the kiddos in your life to become money masters? Check out Greenlight, the best money app and debit card for families (and get one month free!): http://greenlight.com/moneyrehab $ Is mental health a resolution for 2024? Get 10% off your first month of therapy with BetterHelp at: http://betterhelp.com/moneyrehab $ The secret to health and wealth is in your gut. Literally. Get 20% off a 90 day bottle of Just Thrive Probiotic and Just Calm. Try it at: justthrivehealth.com (https://justthrivehealth.com/) and use promo code: MONEYREHAB. $ Want one-on-one money coaching from Nicole? Book a meeting with her here: intro.co/moneynewsnetwork (http://intro.co/moneynewsnetwork)