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YouTube Description Many homeowners across Canada are coming out of 5-year fixed mortgages and renewing into higher interest rates. If your mortgage is up for renewal in Alberta, this video explains your two main options: switching lenders or refinancing — and how each choice affects your payment, debt, and long-term cost. You’ll learn: • What it means to switch your mortgage at renewal • Why renewal offers are often not the best rate • When higher rates make refinancing the smarter move • How refinancing can lower payments or consolidate high-interest debt • A simple framework to decide what’s right for you With Canadians carrying some of the highest household debt levels in the G7, making the right move at renewal matters more than ever. If your mortgage renews in the next 6 months and you want a professional review of your options, I help homeowners in Edmonton and across Alberta compare lenders and choose the best strategy. 👍 Like, subscribe, and share for clear, practical mortgage advice. #MortgageRenewal #AlbertaRealEstate #RefinanceCanada