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Social Security Payments

🧠 Did Yinz Know... Social Security isn't tax-free? You’ve probably seen headlines, political soundbites, or even emails from the SSA claiming tax-free benefits—but let’s clear this up: Nothing’s changed about how Social Security is taxed. ✅ What has changed is a special provision—an increased standard deduction if you're 65 or older. But it phases out fast at $75K for individuals and $150K for couples… and most of our clients? They’re well above that due to pensions, IRAs, or continued work. What that means for you: 💸 Your Social Security income could still be taxed up to 85%, depending on your total income. 🎯 And that “tax-free” label? It only applies to a narrow group with no other income sources. This is why tax planning matters—and why we don’t just trust what the media or politicians say. 📈 Want to know how this affects your financial plan? Let us run a custom tax analysis using your 2024 return (securely, of course). Because this is just one piece of your full financial picture—and we want to help you get it right. 👉 Ready to find out what “tax-free” really looks like for you? Message us or visit our website https://beratungadvisors.com #DidYinzKnow #TaxPlanning #SocialSecurity