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Criminals are using high-tech skimmers to steal money from people's bank accounts in a flash, and they're not just at gas stations. The Secret Service is warning people about a massive surge in debit card theft, and if you use a debit card, you could be at risk. Find out how criminals can empty your bank account the minute you swipe your card and the easy steps you can take to protect your money. Also, with power costs rising, are you a sitting duck for huge utility bills? Clark talks about a unique and affordable way to fight back. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the September 10, 2025, episode of The Clark Howard Show. Submit your questions: https://clark.com/ask Related resources https://clark.com/personal-finance-cr... https://clark.com/credit-cards/protec... https://clark.com/credit-cards/credit... 00:00 - Intro 01:31 - Why You Should Never Swipe a Debit Card 08:17 - Ask Clark - Should you use a 529 plan to fund a musical theater degree? (John in Oklahoma) 12:09 - Ask Clark - Do credit cards cover rental car insurance overseas, like in Costa Rica? (Dhaval in North Carolina) 15:43 - Ask Clark - How should you handle closing unused credit cards without hurting your score? (Matthew in Oklahoma) 17:41 - The Easy Way To Get Your Own Solar Power 25:28 - Ask Clark - What can you do to lower high summer power bills without raising the thermostat? (Nick in Florida) 29:21 - Ask Clark - Should you switch homeowners insurance companies to save money even if you like your current insurer? (Ted in Connecticut) 31:20 - Ask Clark - Are Costco’s new Kirkland Signature men’s jeans lower quality than before? (Mitch in Ohio) 33:17 - Clark's Special 9/11 Message Mentioned on the show: https://clark.com/credit-cards/credit... Clark.com: Advice You Can Trust: SUBSCRIBE: / clark Listen To The Clark Howard Podcast: https://clark.com/podcast Apple Podcasts: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/3lrwhe2... iHeartRadio: https://www.iheart.com/podcast/8-the-... Follow Us for More Money Tips: Website: https://clark.com/ Podcast: https://clark.com/podcasts/ Newsletter: https://clark.com/newsletters/ Instagram: / theclarkdotcom Facebook: / clarkhoward Need Consumer Advice? The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET. If you found this video valuable, give it a like. If you know someone who needs to see it, share it. Leave a comment below with your thoughts. Add it to a playlist if you want to watch it later. Our Promise to You: At Clark.com and ClarkDeals.com, we do not get paid for endorsements or reviews of any product or service, nor do we allow advertisers to place paid content on our sites. More information: https://clark.com/ad-disclosure/