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Richard Coffin is the host of the Plain Bagel Youtube channel and one of the biggest financial content creators in the world. Richard's channel: / @theplainbagel ✉️ 80% of what you need to know about personal finance on 2 pages Download: https://makingmoney.email/basics-guide ☕Want guidance 1:1 from a financial advisor? Email [email protected] for more info. 📈 Investment platforms we use: Trading 212 Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1. https://www.trading212.com/promocodes/MM If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account. InvestEngine Get a £25 bonus when you invest at least £100. https://investengine.pxf.io/daOD2Q Vanguard https://www.vanguardinvestor.co.uk/ This is not an affiliate link. If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. 🎉Sponsors Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney. Manual - Get help with your hair loss with 55% off using the code ‘MM55’: https://makingmoney.email/4hngaq. Disclaimer: This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life. Chapters: 00:00-00:42- Intro 00:42 -05:39 - Why the Plain Bagel? 05:39-14:15 - Is it possible to beat the market? 14:15 -20:04 - Is passive right for most people? 20:04-20:50- Vanta ad 20:50-27:33 - Building good financial habits 27:33-28:31- Manual ad 28:31-35:15 - Is US dominance coming to an end? 35:15-44:57 - Ignoring the hype in finance 44:57-01:02:44- Should finfluencers be banned? 01:02:44-01:03:08 - 80% of everything you need to know about personal finance