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🚨 *Australia Pension Update – September 2025* 🚨 Welcome to **centrelink australia — pension**, your go-to channel for no-fluff, high-clarity breakdowns of pension system shifts down under. What You’ll Learn in This Video: **Deeming Rates Raised**: From 0.25% → 0.75% (lower rate) and 2.25% → 2.75% (upper rate) starting 20 September 2025—impacting ~771,000 pensioners and saving the government ~$1.8 billion in payouts. :contentReference[oaicite:0]{index=0} **Age Pension Boost**: Singles gain ~$29.70 & couples $22.40 per fortnight due to indexation—but beware, deeming changes may offset gains. :contentReference[oaicite:1]{index=1} **Asset & Income Threshold Adjustments**: Raised limits give some Australians more breathing space before pension cuts. :contentReference[oaicite:2]{index=2} **Superannuation Upgrades**: Super Guarantee lifted from 11.5% → 12% on 1 July 2025. :contentReference[oaicite:3]{index=3} Transfer Balance Cap increased from $1.9M → $2M. :contentReference[oaicite:4]{index=4} Super paid on Paid Parental Leave, extending support to new parents. :contentReference[oaicite:5]{index=5} **Proposed Super Tax on Unrealized Gains**: A 15% tax on gains above $3M (controversial pending legislation). :contentReference[oaicite:6]{index=6} --- Why This Matters: These changes impact millions of Australians—whether you're retired, planning for retirement, or advising someone who is. Informed moves today can protect tomorrow’s financial security. --- Timestamps: 00:00 – Intro & Why It Matters 01:10 – What the Deeming Rate Changes Mean 03:25 – Age Pension Indexation Explained 05:05 – Asset/Income Threshold Changes 06:30 – What’s New in Super (Guarantee, Cap, Parental Leave) 08:15 – Proposed Super Tax: Risks & Reactions 10:00 – Key Takeaways & What You Should Do Next --- Stay in the Loop: *Subscribe* for future pension and super updates *Hit the bell icon* to be notified of live Q&As & breakdowns **Comment below**: How will this affect you or your family? --- australia pension changes 2025, deeming rates australia, age pension increase september 2025, superannuation guarantee 2025, transfer balance cap 2 million, super on parental leave australia, pension system update australia, centrelink pension changes, australia super tax unrealized gains, pension indexation 2025, #AustraliaPensionUpdate, #Superannuation2025, #Centrelink, #DeemingRates, #AgePensionBoost