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Support specialist Kat joins the podcast to talk about managing credit cards in YNAB. Tracking and managing credit cards can be confusing in YNAB if you are new to the app, but Kat breaks down how credit cards work in zero-based budgeting and the nuances of how the YNAB app handles them. Ben and Kat also field some common questions from YNAB users about credit cards and credit strategies. Sign up for a free trial! https://www.youneedabudget.com/ Get in touch with the show: budgetnerds@youneedabudget.com Timestamps: 0:00 Intro 1:55 How credit cards work in YNAB (including the credit card float) 10:06 Handling returns and other inflows to the credit card account 19:22 Handling credit card interest 26:02 Buy now, pay later services (and how to handle them in YNAB) 37:52 Credit card hacking (using points, rewards, and cash back) 43:15 Sharing credit cards with kids __________ Sign up for YNAB’s weekly email newsletter with the week’s best budgeting wisdom and inspiration! https://www.youneedabudget.com/weekly... __________ Come say, "Hi!" on social: Facebook: / iynab Instagram: / youneedabudget Twitter: / ynab Listen to The You Need a Budget PODCAST here: https://www.youneedabudget.com/podcasts/ And read our BLOG here: https://www.youneedabudget.com/blog/ #budgeting #youneedabudget #ynab