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Do you have Universal Property and Casualty Insurance? Is Universal Property and Casualty a good company? Long story short ----NO!!! Universal Property & Casualty is one of the worst insurance companies in Florida. Why? It all starts from the very beginning. When you file a claim, you wait a few days for one of their field adjusters to come inspect the damages. After that, you won't hear from a claim adjuster for weeks. When you try to call Universal to find out who the adjuster is, they will tell you that one hasn't been assigned yet. Furthermore, their adjusters are trained to write low ball estimates. They deny more claims that should be paid. They really are a very bad insurance company. If you need help with a Universal claim be get in touch with me at (754) 252-5438 Toll Free (800) 311-5753 Email: [email protected] Website: www.TheClaimSquad.com