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My Bear Market Investing Guide only $99 - Don't Miss Out! https://heresyfinancial.teachable.com... The US personal savings rate, while it did peak in 2020 from the stimulus checks, from the cash out refinance, and the lack of expenses that many people had from not having to pay their mortgage during forbearance, has gone away. And while we are not yet, as you can see at the record low from 2005 of 2.1, the US personal savings rate has been on the decline since the peak and is starting to move even lower, getting into record low territory. Timecodes 0:00 Video Overview 0:31 Intro 0:38 US Personal Savings Rate Has Been on Decline 2:27 Debt is Starting to get More Massive 6:00 Outro Upcoming Events I'm Speaking At: Pacific Bitcoin (Promo Code HERESY) http://www.pacificbitcoin.com/ My Courses and Guides🍎🍎 💵Bulletproof Your Portfolio https://heresyfinancial.teachable.com... 🔑Ultimate Guide on How to Buy Gold https://gum.co/DUkCt 📝Weekly Newsletter https://heresyfinancial.curated.co 📈Advanced Trading with my good friend Gareth Soloway https://heresyfinancial.krtra.com/t/x... Gold and Silver🔥🔥 💰Get Paid Interest IN Gold ON Your Gold https://monetary-metals.com/heresy-fi... 📱Buy Vaulted Gold https://vaulted.blbvux.net/2rXX47 🔒OneGold Gold/Silver/Platinum (Code Heresy1x) https://bit.ly/3mS6dNo 🪙Gold/Silver IRA (Get $100 of BTC) https://itrust.capital/heresy Bitcoin 💎💎 🔐Best Bitcoin IRA (Get $100 of BTC) https://itrust.capital/heresy 🦢Best Place to Buy Bitcoin (Get $10 of BTC) http://bit.ly/swnhrsy 📟Best Bitcoin Wallet http://bit.ly/ldgrwlt Stocks💰💰 💹Best charts (Get $30) http://bit.ly/tvchrts 📈Best all-around https://bit.ly/3zFGSO2 📊Best auto investing https://m1finance.8bxp97.net/QOKA3P Real Estate 🚀🚀 🏠Single-Family Rentals https://roofstock.3k3q.net/XJX24 🏡 Invest in High-Yield RE Debt https://groundfloor-finance.sjv.io/mg... 🏘RE Portfolio Investing https://fundrise.sjv.io/Ygg2NO Misc ⚖️⚖️ 📖My Bookshelf https://ur7hr.glideapp.io/ ☕️Merch https://heresy-financial.creator-spri... 🤝Join my private community on Locals https://heresyfinancial.locals.com I am not a CPA, attorney, or licensed financial advisor and the information in these videos shall not be construed as tax, legal, or financial advice from a qualified perspective. Linked items may create a financial benefit for Heresy Financial. #PersonalSavings #Inflation #Mortgage