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Is a 20-year home loan really a financial trap? Or can it be a smarter wealth-building strategy than a 15-year loan? In this video, you’ll learn: ✅ Why 20-year loans look more expensive (but don’t have to be) ✅ How investing the EMI difference builds a ₹29.5 lakh corpus ✅ The exact point where your investment pays off your loan early ✅ How to balance loan repayment + wealth creation ✅ Why financial strategy is smarter than blindly choosing shorter tenure 📊 Case Study: ₹50 lakh loan @ 8.5% → Close in 15 years and walk away with ₹8.3 lakh surplus using this hack. 👉 Watch till the end for the complete calculation and see how you can apply this strategy in your own financial journey. Disclaimer: AdiFinancial Wealth is an AMFI registered Mutual Fund Distributor. This video is for educational purposes only and does not constitute financial or investment advice. #adifinancialwealth #carahuljain #mf #mutualfund #mutualfundsahihai #sip #sharemarket #market #future #security #HomeLoanHack #WealthBuilding #FinancialFreedom #MoneyTips #InvestSmart #LoanRepayment #FinancialPlanning #HomeLoanIndia 15 year vs 20 year home loan, best home loan strategy India, home loan hack 2025, how to save interest on home loan, repay home loan early, home loan EMI strategy, investing vs loan repayment, 20-year loan vs 15-year loan India