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78% are "using" AI. Only 4% are scaling it. Here's what they know that you don't. The headlines sound promising: 78% of property and casualty insurers are now using generative AI. It feels like the revolution has arrived. But look closer. That 78% is mostly dabbling—summarizing documents, drafting emails, running pilots that will never see production. Meanwhile, a small group of leaders—just 4%—have integrated AI at the enterprise level, transforming claims operations end-to-end. The gap isn't technology. It's approach. In this episode of What's Next Weekly, hosts Sophia Grant and Alex Reed move past the pilot-stage hype to expose what separates the leaders from the paralyzed. They reveal why most insurers are strapping jet engines to horse-drawn carriages—and how the 4% are building the plane instead. You'll discover: Why "pilot paralysis" is costing insurers competitive advantage—and how endless experimentation keeps 96% stuck while a select few pull ahead The 35% productivity gap—how end-to-end workflow redesign delivers gains that isolated AI tools never will The question leaders ask that others don't: "Does a human need to touch this claim at all?"—and why that shift changes everything Three valid blockers keeping most insurers stuck—fear of accuracy risk, data security concerns, and lack of deep AI expertise—and how the winners overcome them The five traits separating the 4% from the 96%: ambition, strategy, alignment, ownership, and upskilling Why going it alone is the fastest path to failure—and how tech-enabled partners help operationalize AI, integrate with legacy systems, and get it right The human + AI equation: why the best outcomes happen when machines handle volume and humans handle nuance Whether you're a claims leader, insurance executive, or digital transformation professional, this episode offers a clear-eyed view of where AI in insurance actually stands—and a roadmap for moving from pilot paralysis to enterprise scale. Listen now to lead what's next. For further analysis: https://premiernx.com/blog/practical-... 🔔 Subscribe to What's Next Weekly for more insights on business growth, AI, and digital transformation. 📌 Connect with us: Website: premiernx.com Use #WhatsNextWeekly to join the conversation. #InsuranceInnovation #ClaimsTransformation #AI #GenerativeAI #InsuranceTech #DigitalTransformation #ScaledAI #PilotParalysis #FutureOfWork #Leadership #OperationalExcellence #PropertyAndCasualty #InsuranceLeaders #Podcast #WhatsNextWeekly #PremierNX