Builder Rate Buydowns Explained: Is That 4.99% Mortgage Really a Deal? скачать в хорошем качестве

Builder Rate Buydowns Explained: Is That 4.99% Mortgage Really a Deal?

You’ve seen the ads—“Get a 4.99% mortgage rate on your new home!” Meanwhile, market rates are still around 7%. So how is that even possible? In this video, I break down what’s really going on with these builder incentives, how rate buydowns work, and what you need to look out for before signing that builder contract. This isn't a conspiracy—it's strategy. And knowing the math behind the marketing could save you tens of thousands of dollars. 👷‍♀️ Thinking about buying new construction? Let’s go over the numbers together and make sure the deal is truly in your favor. 📲 Have questions or need a second opinion on a builder quote? I’m here to help. Let’s chat. #residentialmortgage #builderincentives #RateBuydowns #NewConstructionLoans If you have any questions or comments, please leave them in the section below. For more mortgage loan info I am here for all your mortgage needs. If you have any questions Call or text me 915-478-1157 Apply Now at https://www.mortgagemasterep.com Edge Home Finance 7362 Remcon El Paso, TX 79912 NMLS# 891464 ReAnn Gonzalez NMLS# 219070 Chapters 0:00 – Intro: Why Are Builders Offering 4.99%? 0:50 – What's Really Going On 1:28 – What is a Rate Buydown? 2:19 – The Catch: What You Need to Know 3:42 – Why Builders Use This Strategy 4:07 – Final Advice for Buyers 4:28 – Call to Action: Let’s Run the Numbers