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In this episode of SPPI-TV, Patrick M. Brenner sits down with Ed Harris—veteran investment banker, seasoned corporate executive, and founder of Harris Northwest Advisors—to unpack the rapidly changing landscape of U.S. housing finance. Ed brings a rare combination of Wall Street rigor and real-world operating experience. He began his career at Salomon Brothers, helping structure billions in debt, equity, and M&A transactions for global clients before moving into the tech sector as CFO for three successful startups, leading them to liquidity events with AT&T, Disney, and the parent company of the University of Phoenix. Later, as part of Paul Allen’s venture capital team at Vulcan, he oversaw investments across communications and technology and served on multiple public company boards. Together, Patrick and Ed explore the tectonic forces reshaping housing finance—from structural supply shortages and mortgage-market distortions to regulatory pressures, investment-grade innovation, and how new financial architectures could unlock affordability for millions of Americans. Ed offers a candid, insider perspective on what policymakers get wrong, where the market is headed, and which financial models could redefine the future of homeownership. Whether you're a housing researcher, policymaker, investor, or homeowner trying to navigate a confusing market, this episode delivers an incisive, forward-looking analysis from one of the most experienced financial minds in the field. Watch now to learn why the future of housing finance will demand bold thinking—and what it will take to get there.